Tech E&O Insurance
Technology Errors & Omissions (Tech E&O) covers claims that your software, code, or IT services caused a client financial harm. Essential for any developer shipping production software.
About Tech E&O Insurance
Technology Errors & Omissions insurance is the cornerstone coverage for any software professional. When a bug in your code causes a client's system to fail, a missed deadline costs them revenue, or a deliverable doesn't perform as specified — Tech E&O covers legal defense costs, settlements, and judgments.
Unlike general liability, Tech E&O specifically addresses the financial harm caused by professional mistakes, oversights, or failures in your technical work. Whether you're a freelance web developer, a SaaS founder, or a development shop with a team, this coverage is non-negotiable.
What's Covered
Frequently Asked Questions
Who needs Tech E&O insurance?
Any developer, coder, IT consultant, SaaS founder, or tech agency that provides software or IT services to clients. If someone could sue you because your work didn't perform as expected, you need Tech E&O.
Does Tech E&O cover open source contributions?
Standard policies cover commercial work. Some carriers extend coverage to open source projects. We'll help you find a policy that matches your actual work profile.
What's the difference between Tech E&O and Cyber Liability?
Tech E&O covers professional mistakes and financial harm to clients. Cyber Liability covers data breaches and security incidents. Most tech professionals need both.