Developer BOP
A Business Owner's Policy (BOP) bundles General Liability, commercial property, and business income coverage into one affordable package — the smart buy for most dev shops and agencies.
About Developer BOP
A Business Owner's Policy is the most cost-effective way for small to mid-size tech firms to get core coverage. It combines General Liability, commercial property (covering your hardware, equipment, and office contents), and business interruption (replacing lost income if you can't operate due to a covered event).
For development agencies, software studios, and consulting firms with physical offices, a BOP is typically 20-30% cheaper than buying these coverages separately. We tailor the policy for tech businesses — so your equipment, software licenses, and data assets are properly covered.
What's Covered
Frequently Asked Questions
What's the difference between a BOP and a Tech E&O policy?
A BOP covers physical and operational risks. Tech E&O covers professional mistakes in your technical work. Most developers need both.
Can I add cyber liability to my BOP?
Yes, many carriers allow cyber endorsements on a BOP. For larger exposures, a standalone cyber policy is usually more comprehensive.